Insurance FAQs

How does dental insurance work?

Dental insurance is unlike medical insurance. Most policies have a calendar year benefit somewhere between $1000 and $2000 – if you use it all up during the calendar year then it is gone. If you don’t use it all up during the calendar year then it is gone.

Most plans have a tier percentage range for services covered. Basic, Restorative and Major are generally the three categories. They will then cover a percentage based on the specific plan taking deductibles into consideration as well.

What will my plan cover for treatment?

Most plans consider the endodontic exam as a restorative procedure that generally falls somewhere between 50%-80% depending on your specific plan. The only way we can guestimate what that cost will be is to contact your insurance company for an eligibility and benefits estimate.

Why do you ask for my social security number?

Many insurance companies have moved away from Member ID numbers and simply verify the member by their name, birthdate and social security number. Without this information it can hinder our office from filing claims on your behalf.

Have a question about insurance, root canals, endodontics, our office or Dr. Chapman? Email it over using the form on this page and we will happily answer it. We may even end up posting it on this page!

The best dentist visit I have ever had! Everybody was fabulous and made me feel very welcome and comfortable. I can't thank you all enough for everything that you have done for me and fixing my tooth!

Klickitat Patient

Dr. Chapman has the softest hands I have ever experienced. This along with his Dalai Lama-esque delivery had an extremely calming effect on me.

Hood River Patient

I will be pleased to provide a positive recommendation - you were all very professional and put me at ease (well, as much as I can be, given my dental anxiety :)).

North Bonneville Patient

Went the extra mile to squeeze me in on an emergency basis. All is well. Thanks!

Arlington Patient

A great experience overall. I was greeted by name by the front office staff. The assistant was very professional and courteous. Dr. Chapman was responsive in treating any discomfort I felt. When I left the insurance billing was explained to me and I was welcome to contact them with any questions. I received a follow-up phone call the next day to see how I was doing.

The Dalles Patient

This is the place to go - people are awesomely caring spirits - oh, the work Dr. Chapman did was superior too!!!

The Dalles Patient

One of the best dental/endodontic procedures I've ever experienced. I felt totally relaxed and as comfortable as a person undergoing dental work can be. Dr. Chapman and the entire staff were great. 10 out of 10 Rah-Rah points. Would highly recommend his service for anyone needing to have an endodontic procedure. Waterfront Endodontics rocks!

The Dalles Patient

Kudos to Dr and staff for fully explaining what was going to happen and for the follow-up. Very professional. The" what was going to happen" portion was accomplished so I would understand and the follow-up was an unexpected surprise. Taking time to call and make sure that everything was okay was very nice. Appreciate all that was done.

The Dalles Patient

Thanks for showing me the photos of the tooth, it helps to see the cause of my pain.

Oregon City Patient

Really nice doctor and staff. Very professional.

Hood River Patient

Why wait any longer? Make an appointment now!

Call our Hood River office at 541.436.2740 to schedule your appointment or use our convenient online form by clicking the button below.
We look forward to making you part of our family.